Go Limited - Personal Finances
Contractors usually experience a close connection between their personal financial situation and their business financial management. Our service at Go Limited gives you the power to manage both personal and business finances to establish enduring stability while reducing financial stress and making informed decisions.
Why it matters
Contractors miss out on the automatic pensions and sick pay benefits along with PAYE deductions that traditional employees receive. Successful financial management requires contractors to maintain control over their taxes, savings accounts and personal budgeting practices.
Whether you're working inside or outside IR35, managing your personal finances effectively can help you:
What we help with
Tax planning and forecasting
Send us your completed application form and KYC documents, and we'll handle the rest. Your company will be registered within 24 hours!
Pension contributions
Optimise your contractor earnings with customised guidance on contribution amounts and whether you should deposit funds personally or through your limited company.
Personal budgeting support
Irregular income? No problem. Our tools and guidance allow you to manage monthly expenses while saving money during hectic times and maintaining control during slower periods.
Mortgage & loan readiness
Contractors can easily obtain mortgages with the right approach. Our services enable you to organise your accounts so you can show proof of income and secure competitive financial deals.
Investment and savings strategy
Through our guidance you can learn to expand your savings effectively from ISAs to long-term strategies while maintaining clear separation between your business and personal finances.
Insurance & protection
Our team guides you in selecting appropriate coverage for your unique situation which includes income protection and critical illness as well as business-related policies such as PI and public liability.